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Time Magazine wrote about this phenomenon, which costs consumers $10 billion a year in fees charged by check cashing stores, payday loan providers, and others.

It’s not at all uncommon for consumers to spend 3% or more to get a paycheck cashed.

The weekly trip to a check cashing store takes time and gas.

For those that can’t get a checking account or simply don’t want one, there is a no cost, convenient, and safe alternative to check cashing stores–a prepaid credit card with no fees or low fees.

The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.

All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.

You can add money to the prepaid card and use it anywhere Visa or Master Card debit cards are accepted.

Money can be added to most prepaid cards in one of several ways: Prepaid cards are part of either the Visa or Master Card debit card network.

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