Consolidating student loans from multiple lenders

The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%.Subject to additional terms and conditions, and rates are subject to change at any time without notice.

Such changes will only apply to applications taken after the effective date of change.

Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan.

If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.

Fixed rates from 3.899% APR to 8.179% APR (with Auto Pay).

Our detailed reviews of the best student loan refinance companies can help you better compare your options to ensure you find the lowest rate, friendly repayment terms, and more.

The best lenders listed below are determined by our Editorial Ratings which analyze over 20 data points from 18 refinancing companies.So Fi rate ranges are current as of September 14, 2018 and are subject to change without notice. Lowest variable rate of 2.570% APR assumes the current index rate derived from the 1-month LIBOR of 2.08% plus 0.740% margin minus 0.25% Auto Pay discount. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above.For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.These ratings are completely objective and are not influenced by compensation in anyway.Note: In the following review boxes, "Cosigner Release" refers to removing the cosigner on your refinanced loan, if you have one.In addition to requiring your explicit permission, these credit pulls may impact your credit score. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.

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